EU Permanent Residency Golden Visa - SmileFS

EU Permanent Residency Golden Visa

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Buy Property, Get Permanent Residency

Key Features

  • Summary: Purchase property of EUR 500,000 or more and get EU Permanent Residency for your whole family

  • Investment Type: Property + Residency

  • Currency: EUR

  • Minimum Investment: EUR 500,000+

  • Term: Own the property/properties for 5 years or more

Key Features

  • Legal Notes: Long-established government-led initiative

  • Fees: Property transfer fees apply, no major additional costs for residency

  • Domicile: EU (Spain)

  • Additional Benefits: Full rights for yourself and your family to live, work, or study anywhere in the EU, as a Permanent Resident

Executive Summary

Become a Permanent Resident of the European Union (EU) by purchasing property worth EUR 500,000 or more, with the EU Golden Visa program. In addition to a solid property investment, you and your family – including your parents, not just your partner and children – gain access to living, working, studying, or just simply enjoying yourself, anywhere in the EU, without needing a visa or anything else.

Whilst many EU countries have their own version of the program, we have chosen to highlight Spain, a beautiful country with year-round sunshine, home to a thriving expatriate scene with residents originally from all over the world, and a local culture which draws countless millions of repeat visitors for their holidays again and again.

From a property investment perspective, it is very attractive – particularly outside of the big cities. We have chosen to feature the Costa Calida – the “warm coast” – for a number of reasons.

Firstly, the weather! Somewhat unsurprisingly, this part of Spain gets it’s name from the microclimate it enjoys – commonly regarded as one of the healthiest places to live in Europe (Google it, it’s true).

Secondly, the location and infrastructure – whilst Spain has had significant improvements to infrastructure everywhere in recent years, the Murcia region has benefited hugely – you can drive to Barcelona (north-east along the coast), Marbella/Malaga (south-west along the coast), and Madrid (north-west inland) within a few hours on brand new motorways, and there’s a just-opened new international airport in Murcia (code: RMU) to compliment nearby Alicante airport (code ALC) which is only 30-60 minutes away, and Valencia airport (code VLC) a little further up the coast.

Thirdly, the property market in this part of Spain is currently hugely undervalued, when compared to some of the more famous areas of the Spanish coastline such as the Costa del Sol. For the same price as a tiny apartment in Marbella or Barcelona, you can get a palacial detached villa here!

The Permanent Residency Golden Visa program requires you to hold on to the property/properties you purchase for 5 years, so in addition to the fantastic quality of life in this region, it makes sense to take a longer-term view from an investment perspective – and we think that the Costa Calida fits this requirement perfectly.

Please note that the minimum value of purchased property must be EUR 500,000 or more to get the EU Permanent Residency – but, helpfully, this doesn’t have to be just one property. You can purchase multiple properties and combine the values to reach the threshold.

Once purchased, you are free to live there or rent them out for income – and whatever you choose to do with the property, you and your family will be Permanent Residents of the EU and enjoy all of the rights and benefits that come with it.

Properties may be purchased without visiting, and video tours can be arranged upon request. If you are interested and would like to discuss further, please contact us!

How to Invest

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    Via your Custodian Investment Account


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    Via your Smile Fund Supermarket Account


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    Direct Investment

Frequently Asked Questions

If you’re seeking an answer to a question you have, please don’t hesitate toget in touch

How are the investments and products featured on this website sourced ?

We have an extensive track record of working with financial institutions, property developers, fund managers, and investment companies worldwide, as well as a strong network which informs us of upcoming opportunities. We are regularly approached by investment promoters and select the best ones to feature on the Smile FS website and newsletters.

Does Smile FS provide financial advice ?

No. We provide information about the products and investments featured, we will answer any questions you have about them, and we will help you to access or buy them, but we do not provide personalised financial advice. We give you the information you need to make an informed decision, and you make your own decision. In some cases, we can put you in direct contact with a senior person at the relevant company or financial institution.

How does Smile FS make money ?

We often receive payments from third party financial institutions and investment managers when we feature a product and/or when someone makes an investment or purchase following our involvement. The amounts we receive can vary greatly depending on the type of investment or product that it is, and in some circumstances we may receive non-cash remuneration which helps us deliver a great service, for example pre-allocation to certain investment opportunities. We do not receive payment for everything featured, and we do not feature everything we are offered payment for featuring. Ultimately, we make money by being paid some of the time, and recommended by our users every time.

What checking or due diligence is done on the investments featured by Smile FS ?

We go through a thorough due diligence process for each and every investment opportunity before featuring it, and only feature it if we are satisfied with the results of our research. We make sure that it is a genuine opportunity, has complied with all applicable laws and regulations, and is something which will benefit investors and also our reputation. We decline to feature more often than we feature, to keep the quality high and not waste your time with below-par investments.

What are the fees and/or charges ?

Each product or investment featured on the Smile FS website is different, and therefore some may have different costs than others. In many cases there are no fees or charges, but this is not always the case. If there are any applicable fees or charges these will be clearly stated. Smile FS itself does not charge any application fees, management fees, or consultancy fees.

Can you help me invest in something which isn’t featured on the Smile FS website ?

That depends on what you’re trying to invest in – if we can help, we will help. Our ability to help may be dependent on whether or not the relevant financial institution will provide information to us and/or the knowledge of our team about that particular investment – if we are not confident that we can provide you 100% accurate information, we will say so and decline. Either way, all you have to do is ask us.

For more information, or to reserve and secure your investment allocation, contact us via the form below.